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A historical SEPA milestone for the Netherlands
Bernard Juffermans The SEPA migration in the Netherlands has reached a historical milestone in the month of June, only eight months short of the deadline on February 1st, 2014. For the first time ever,...
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Standardization: What does ISO 20022 mean?
The European payments area will be standardized; from February 1st 2014 on this will be known as SEPA. From this date on the current paying methods in 33 countries are not operational anymore. This...
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Waivers to smoothen SEPA migration
The end date is in sight, Single Euro Payments Area (SEPA) will become reality on February 1st 2014. Every country in the SEPA zone has to be ready by then, because the introduction won’t be postponed....
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The SEPA migration speeds up
While we are approaching the original SEPA deadline of February 1st, the transition is speeding up rapidly. At the end of December 2013, 74 per cent of credit transfers in the euro area were already...
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Euro countries are getting ready for the extended deadline
It seems that postponing the SEPA deadline for all stakeholders to get ready was useful. In an earlier stage, the ECB stated that if the pace of migration continued, the vast majority of stakeholders...
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Paying made as easy as sending a text message
The United Kingdom has taken the next step towards the end of using cash, or so it seems. With the introduction of the new service Paym, transferring money is made as easy as sending a text message....
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Why the UK does not lead in mobile innovation
There is no reason why mobile payments should stick to borders. Think of it, consumers in the US have access to the same online products and services, mobile devices and mobile payment providers as...
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Non-cash transactions are growing with no end in sight
Around the world non-cash payment transactions are popular and becoming more popular by the months. In fact, according to the 10th World Payments Report (figures from 2013) from Capgemini and the Royal...
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Will physical payments soon be history?
Apple Pay and Sixdots; these are only two out of several solutions that make it possible to pay for purchases without using physical money or a card. As smartphones are getting more mainstream, more...
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Cash and debit cards continue to beat out new payment methods across Europe
A recent report published by research company Harris Interactive reveals that cash payments remain as popular as ever in France, Germany, Italy and Poland, with new payment methods being slow to catch...
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